Coast Guard Air Station Clearwater
Verified profile · 2026-10-22Clearwater, FL · ~2,500 assigned
Installation overview
BAH Cost Index
1.00
Median Home Price
$395,000
Average Commute
10–35 min
VA Loan Activity
Moderate
What this installation is
The Coast Guard's busiest air station, flying MH-60T Jayhawk helicopters and HC-130J Hercules aircraft from Clearwater-St. Petersburg airport for search and rescue and law enforcement across the Gulf of Mexico and Caribbean — a Tampa Bay posting with a coastal lifestyle.
Editorial guidanceWritten for context, not sourced from official DoD mission statements — see methodology.
BAH & cost of living
Typical monthly BAH at Coast Guard Air Station Clearwater
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E4 | $1,662 | $1,452 |
| E6 | $1,920 | $1,677 |
| O3 | $2,340 | $2,043 |
EstimatedPartially interpolated with-dependents rate — see /about/methodology and the full BAH Calculator.
Full calculatorHousing market snapshot
Median home price
$395,000
Average commute
10–35 min
VA loan activity
ModerateRun your own numbers before assuming buying makes sense here — commute and price data above are the inputs, not the verdict.
Compare buying vs. rentingWhere families live
Sort by what matters to you — price, commute, or our recommended order.
VerifiedReviewed by the panel credited at the top of this page — commute and price ranges are directional, not guaranteed for any specific address.
Clearwater / Largo
Family-Friendly- Commute
- 5–15 min
- Median price
- $360,000
- Walkability
- Somewhat Walkable
- Home styles
- Single-family, Condo
Best fit: The closest housing, with a range of older single-family homes and condos
Safety Harbor / Oldsmar
Very Family-Friendly- Commute
- 15–25 min
- Median price
- $450,000
- Walkability
- Somewhat Walkable
- Home styles
- Single-family, Townhome
Best fit: Quieter suburban neighborhoods with newer construction and a small-town center
St. Petersburg
Family-Friendly- Commute
- 20–35 min
- Median price
- $420,000
- Walkability
- Walkable
- Home styles
- Single-family, Condo, Historic
Best fit: A walkable, arts-friendly city with coastal living and a variety of housing
Schools families ask about most
Individual school profiles for this installation haven’t been built yet.
Who's building here
No builder profiles for this installation yet.
Your relocation, step by step
Orders in hand, plan the move
- Confirm report date and entitlements with your losing unit's admin section
- Decide buy, rent, or wait-and-see for your destination
- Start a PCS folder: orders, LES, dependents' records
Common mistake: Waiting on the housing decision until move week — the best rentals and quick-close new builds get taken early.
Lock the logistics
- Schedule your HHG shipment (or start a PPM/DITY estimate)
- Line up financing pre-approval if buying
- Start the lease or purchase process at your destination
Common mistake: Booking movers at the last minute during peak PCS season (May–August), when good dates disappear fast.
Final details
- Confirm final walkthrough / turnover for on-post housing if applicable
- Transfer or schedule utility disconnect/connect dates
- Update your address with DEERS, banks, and insurance
Common mistake: Forgetting to schedule utility connection at the new home in advance — showing up to a house with no power is common and avoidable.
Get settled
- In-process at your gaining unit and register at the newcomers office
- Enroll kids in school and register vehicles if required by the state
- Confirm your BAH rate actually reflects your new duty station and dependency status
Common mistake: Not double-checking that BAH updated correctly on the first LES at the new station — pay errors are common right after a PCS.
Financing this move
Purchase information first, refinancing later — the order a relocating family actually needs it.
Eligibility
VA Loan Eligibility & Entitlement
Who qualifies, how entitlement is calculated, and how to pull your Certificate of Eligibility.
Read moreBuying here
Already have a VA loan?
The VA IRRRL Refinance
A streamlined refinance for veterans who already have a VA loan — when it helps and when it doesn't.
Read moreLooking for loan assumption or SCRA protections? Those live in the full VA Loan Center.
What a local would tell you
Traffic, weather, utilities, and the things that don't show up in a listing.
Flood Risk
Pinellas County is a peninsula with extensive flood and storm-surge exposure — check zone and elevation before choosing a home.
Insurance
Florida wind and flood insurance are significant, and premiums have increased sharply; get quotes early.
Traffic
The bridges and causeways across Tampa Bay create congestion; plan commute routes at rush hour.
Recreation
Clearwater Beach, Honeymoon Island, and Fort De Soto offer top-tier beaches and boating nearby.
Live data — coming soonThese notes are written editorially today. Live traffic, weather, and flood-zone data feeds are a planned future integration — see the README’s architecture notes.
Worth reading before you move
SCRA Protections During a PCS
Lease termination rights and interest rate caps every service member should know.
6 min read · Reviewed by Legal review panel
Leaving the Military: A Housing Timeline for Separation
You're not PCSing to a new duty station — here's what to plan for instead, and when.
9 min read · Reviewed by Transition & VA lending panel
Dual-Military PCS: Getting Stationed Together
Join-spouse programs improve your odds of co-location — they don't guarantee it.
7 min read · Reviewed by PCS relocation panel
EFMP and PCS: Why These Moves Take Longer
Your gaining installation has to be able to support your family member's needs before orders are final.
8 min read · Reviewed by PCS relocation panel
What to do next
Not a funnel — pick whichever actually moves you forward.
Two partners, only if you need them
Homebird
A PCS often means selling at your losing base and buying — or renting — at your gaining one, on a fixed timeline. Homebird runs the whole thing as one coordinated move: sourcing your listing agent and purchasing agent, a right-fit lender, movers, insurance, and getting your new place actually livable — utilities, internet, and home security — whether or not you have an employer relocation benefit.
- 1.Sell your current home — Listing agent sourced and managed for you.
- 2.Buy or rent at your next base — A purchasing agent who knows the area.
- 3.Move in and get connected — Movers, insurance, utilities, internet, and home security — coordinated on your timeline, not pieced together after you arrive.
Opens www.homebird.com in a new tab.
Salute Mortgage
Salute Mortgage is our financing partner for VA-eligible buyers — including as the right-fit lender inside a Homebird-coordinated move. Check eligibility, run the numbers, and talk to a licensed loan officer when you're ready, not before.
- 1.Confirm eligibility — Pull your Certificate of Eligibility.
- 2.Run the numbers — Compare VA financing against conventional.
- 3.Talk to a loan officer — Only when you're ready to move forward.
Opens salutemortgage.com in a new tab.
Salute Mortgage LLC — Company NMLS #2601951. Licensed in Arkansas, Colorado, Florida, Georgia, Kansas, Louisiana, Minnesota, Missouri, Oklahoma, Tennessee, Texas, and Wyoming. This is not an offer to enter into an agreement; not all customers will qualify; rates and programs are subject to change without notice. Equal Housing Opportunity. NMLS Consumer Access.