CAPTAINMTG
Joint Base

JBSA-Lackland

Verified profile · 2026-07-01

San Antonio, TX · ~24,000 assigned

Overview

Installation overview

BAH Cost Index

0.99

Median Home Price

$290,000

Average Commute

15–25 min

VA Loan Activity

Moderate

What this installation is

Home of Air Force Basic Military Training — every enlisted Air Force recruit passes through here, alongside a smaller permanent-party and technical-training population. That mix matters for housing: most of the installation's population is transient trainees, not families, so the off-post family housing market is smaller and more concentrated than the population number alone suggests.

Editorial guidanceWritten for context, not sourced from official DoD mission statements — see methodology.

Financial

BAH & cost of living

Typical monthly BAH at JBSA-Lackland

Pay gradeWith dependentsWithout dependents
E4$1,728$1,509
E6$2,094$1,827
O3$2,127$1,857

VerifiedReal 2026 DFAS with-dependents rate. Without-dependents figures are estimated — see the full BAH Calculator.

Full calculator

Housing market snapshot

Median home price

$290,000

Average commute

15–25 min

VA loan activity

Moderate

Run your own numbers before assuming buying makes sense here — commute and price data above are the inputs, not the verdict.

Compare buying vs. renting
Neighborhood Explorer

Where families live

Sort by what matters to you — price, commute, or our recommended order.

VerifiedReviewed by the panel credited at the top of this page — commute and price ranges are directional, not guaranteed for any specific address.

Southside San Antonio

Family-Friendly
Commute
8–15 min
Median price
$260,000
Walkability
Car-Dependent
Home styles
Single-family

Best fit: Shortest commute, most affordable

Schools serving this area

  • Southside Elementary Average

Helotes

Very Family-Friendly
Commute
30–40 min
Median price
$340,000
Walkability
Car-Dependent
Home styles
Single-family, Larger lots

Best fit: Family-friendly, longer commute, more land

Schools serving this area

  • Loma Alta Elementary/Middle Above Average

Alamo Heights

Family-Friendly
Commute
20–30 min
Median price
$480,000
Walkability
Somewhat Walkable
Home styles
Single-family, Historic homes

Best fit: Upscale, historic, real commute trade-off

Schools serving this area

  • Alamo Heights High School Above Average

Northside San Antonio

Very Family-Friendly
Commute
20–30 min
Median price
$300,000
Walkability
Car-Dependent
Home styles
Single-family, Townhomes

Best fit: Larger district, moderate commute, wide price range

Schools

Schools families ask about most

Average

Southside Elementary

elementary school

Closest to base; shortest commute of the recommended neighborhoods. Commute implication: this is the zoned option for families living in 1 of the neighborhoods above.

Editorial guidanceEducational-fit notes, not an official state rating.

Above Average

Loma Alta Elementary/Middle

middle school

Serves family-friendly Helotes; a longer commute for more land and newer construction. Commute implication: this is the zoned option for families living in 1 of the neighborhoods above.

Editorial guidanceEducational-fit notes, not an official state rating.

Above Average

Alamo Heights High School

high school

Highly regarded, historic district — a real housing cost premium versus Southside. Commute implication: this is the zoned option for families living in 1 of the neighborhoods above.

Editorial guidanceEducational-fit notes, not an official state rating.

Builders

Who's building here

Coastal Patriot Builders

Military-focused

Builder active near Naval Station Norfolk and JBSA-Lackland, with a dedicated VA-loan concierge process.

Typical price positioning
$250k–$360k
Construction style
Single-family and townhomes; several coastal/flood-zone-aware elevated foundation options near Norfolk
Best-fit buyer
First-time VA buyers who want a builder experienced with flood-zone considerations (Norfolk) or high-heat-index construction standards (San Antonio).

Editorial guidanceNot a paid placement — see methodology.

PCS Timeline

Your relocation, step by step

1
8–12 weeks before report date

Orders in hand, plan the move

  • Confirm report date and entitlements with your losing unit's admin section
  • Decide buy, rent, or wait-and-see for your destination
  • Start a PCS folder: orders, LES, dependents' records

Common mistake: Waiting on the housing decision until move week — the best rentals and quick-close new builds get taken early.

2
4–8 weeks before

Lock the logistics

  • Schedule your HHG shipment (or start a PPM/DITY estimate)
  • Line up financing pre-approval if buying
  • Start the lease or purchase process at your destination

Common mistake: Booking movers at the last minute during peak PCS season (May–August), when good dates disappear fast.

3
1–2 weeks before

Final details

  • Confirm final walkthrough / turnover for on-post housing if applicable
  • Transfer or schedule utility disconnect/connect dates
  • Update your address with DEERS, banks, and insurance

Common mistake: Forgetting to schedule utility connection at the new home in advance — showing up to a house with no power is common and avoidable.

4
First 30 days at the new installation

Get settled

  • In-process at your gaining unit and register at the newcomers office
  • Enroll kids in school and register vehicles if required by the state
  • Confirm your BAH rate actually reflects your new duty station and dependency status

Common mistake: Not double-checking that BAH updated correctly on the first LES at the new station — pay errors are common right after a PCS.

VA Loan Guidance

Financing this move

Purchase information first, refinancing later — the order a relocating family actually needs it.

Eligibility

VA Loan Eligibility & Entitlement

Who qualifies, how entitlement is calculated, and how to pull your Certificate of Eligibility.

Read more

Buying here

The VA Funding Fee, Explained

What it costs, who's exempt, and how it factors into your closing costs.

Read more

Buying With a VA Loan, Step by Step

From pre-approval to closing — what's different about a VA purchase versus conventional.

Read more

Already have a VA loan?

The VA IRRRL Refinance

A streamlined refinance for veterans who already have a VA loan — when it helps and when it doesn't.

Read more

Looking for loan assumption or SCRA protections? Those live in the full VA Loan Center.

Local Intelligence

What a local would tell you

Traffic, weather, utilities, and the things that don't show up in a listing.

Traffic

Loop 410 and US-90 are the main commute arteries; Southside largely avoids the worst of San Antonio's rush hour.

Weather

Hot summers with genuinely high heat-index days; winters are mild with only occasional freezes.

Insurance

Hail is a real factor in Texas homeowners insurance pricing — worth asking about specifically when quoting.

Recreation

San Antonio's River Walk and a large, family-friendly metro area are a real upside relative to a smaller base town.

Veteran Resources

The South Texas VA Health Care System is a large, full-service regional VA network.

Live data — coming soonThese notes are written editorially today. Live traffic, weather, and flood-zone data feeds are a planned future integration — see the README’s architecture notes.

Related Guides

Worth reading before you move

Related

What to do next

Not a funnel — pick whichever actually moves you forward.

When you're ready to execute

Two partners, only if you need them

PCS & Two-Home Moves

Homebird

A PCS often means selling at your losing base and buying — or renting — at your gaining one, on a fixed timeline. Homebird runs the whole thing as one coordinated move: sourcing your listing agent and purchasing agent, a right-fit lender, movers, insurance, and getting your new place actually livable — utilities, internet, and home security — whether or not you have an employer relocation benefit.

  1. 1.Sell your current home Listing agent sourced and managed for you.
  2. 2.Buy or rent at your next base A purchasing agent who knows the area.
  3. 3.Move in and get connected Movers, insurance, utilities, internet, and home security — coordinated on your timeline, not pieced together after you arrive.
See how Homebird fits your PCS

Opens www.homebird.com in a new tab.

VA Financing

Salute Mortgage

Salute Mortgage is our financing partner for VA-eligible buyers — including as the right-fit lender inside a Homebird-coordinated move. Check eligibility, run the numbers, and talk to a licensed loan officer when you're ready, not before.

  1. 1.Confirm eligibility Pull your Certificate of Eligibility.
  2. 2.Run the numbers Compare VA financing against conventional.
  3. 3.Talk to a loan officer Only when you're ready to move forward.
Check my VA eligibility

Opens salutemortgage.com in a new tab.

Salute Mortgage LLC — Company NMLS #2601951. Licensed in Arkansas, Colorado, Florida, Georgia, Kansas, Louisiana, Minnesota, Missouri, Oklahoma, Tennessee, Texas, and Wyoming. This is not an offer to enter into an agreement; not all customers will qualify; rates and programs are subject to change without notice. Equal Housing Opportunity. NMLS Consumer Access.